Complete Guide for NRIs Buying Property in India:

                                   (Reconnect with Roots, Invest with Confidence)

“Coming home is the nicest feeling in the world.”

For many NRIs (Non-Resident Indians), buying property in India is more than just a financial investment—it’s an emotional homecoming, a legacy for future generations, and a connection to one’s roots.

But in a country as diverse and legally complex as India, buying property can be challenging. From RERA compliance to legal due diligence, NRIs often face confusion and paperwork overload.

This guide is your step-by-step companion to make NRI property investment in India safe, smooth, and rewarding.

Why NRIs Are Investing in Indian Real Estate

• ✅ Emotional Connect: Owning a home in India strengthens your bond with your birthplace.
• ✅ Retirement Planning: Secure a peaceful life post-retirement.
• ✅ High ROI: Booming urban development brings strong long-term returns.
• ✅ Rental Income: A steady rupee-income stream for NRIs.
• ✅ Favorable Regulations: Government reforms like RERA have increased transparency.

What Types of Property Can NRIs Buy in India?

As per the Foreign Exchange Management Act (FEMA):

✔️ Residential Property
✔️ Commercial Property

❌ No permission to buy agricultural land, plantation land, or farmhouses (except via inheritance/gift from a relative).

Legal Checklist for NRIs Before You Buy Property

1. ✅ Verify Title and Ownership

• Check if the seller is the legal owner.
• Ensure the property is free from litigation or encumbrance.

2. ✅ Check RERA Registration

• Projects must be RERA-registered.
• Visit https://rera.gov.in for official status.

3. ✅ Review Public Notices & Court Cases

• Any legal dispute, auction notice, or government attachment?
• Proclee helps you verify this through public notices from newspapers, banks, and courts.

4. ✅ Power of Attorney (PoA)

• If you can’t be present, authorize someone trustworthy through Registered PoA.
• Must be attested by the Indian Embassy in your residing country.

5. ✅ PAN Card & NRO/NRE Account

• Mandatory for registration and tax purposes.

How to Finance Your Property

• NRIs can get home loans from Indian banks in INR.
• Repayment must be made through NRO/NRE accounts or via inward remittance.

Avoid These Common Mistakes NRIs Make

❌ Trusting word-of-mouth instead of verifying documents
❌ Buying without checking legal public notices or encumbrances
❌ Relying on outdated or unregistered PoAs
❌ Ignoring RERA compliance
❌ Falling for unrealistic promises from developers

Why Smart NRIs Use Proclee.com

Proclee helps you verify properties digitally and legally from anywhere in the world.

What We Offer:

• Public Notice Check (More than last 6 Years regular updated)
• RERA Registration Details
• Court Case Tracking
• Auction & Mortgage Alerts
• TNCP Layout & Government Attachments

One-click Comprehensive Report = Peace of Mind

Because your homecoming should be joyful, not judicial.

Final Thoughts: Your Indian Property, Your Legacy

Buying property in India as an NRI is a beautiful journey—of coming home, of giving back, of building your future.

But make it safe, verified, and worry-free. Whether you’re building a retirement villa in Kerala or investing in a luxury flat in Mumbai, let knowledge guide your steps.

Start your property verification here: www.proclee.com

Have Questions?

Email: support@proclee.com
Call: +91-95996-74911
Website: www.proclee.com